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Livingston
Parish
Federal Credit
Union
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Protecting
Your Identity |
Tools to Prevent IDENTITY THEFT
The number of Americans who have experienced identity theft has
surpassed 27 million, with the incidence rate increasing every year.
Substantial measures are in place at your credit union to protect your
identity and your accounts against theft and fraud. For example,
stringent credit union privacy policies protect your personal
information. Password protection for online transactions help assure
online security. When using our online services, you develop a password
that only you know. Encryption of online transactions converts your
information into secure code, protecting you against hackers. Maximum
security is possible only with your help.
Here's what you can do to stop these crimes before they happen:
- Do not give out financial information such
as checking and credit card numbers, or your Social Security number,
unless you know the person.
- Report lost or stolen checks immediately.
Your credit union will block payment.
- Notify your credit union of suspicious
phone inquiries such as those asking for account information to "verify
a statement: or "award a prize."
- Closely guard your ATM Personal
Identification Number and ATM receipts.
- Shred any financial solicitations and
credit union statements before disposing of them.
- Put outgoing mail into a secure, official
Postal Service collection box.
- If regular bills fail to reach you, call
the company to find out why.
- If your bills include questionable items,
don't ignore them. Instead, investigate immediately to head off any
possible fraud.
- Periodically contact the major credit
reporting companies to review your file and make certain the information
is correct.
FACT Act Will Help Fight Identity Theft
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