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LPFCU provides at no direct cost Member's Choice™ Loan
Protection to eligible members. It pays off your loan,
up to $25,000, if you die before the loan is repaid. And
if you borrow jointly, we provide Joint Loan Protection
that covers a co-borrower, also at no direct cost to
you. There's no better way to protect your collateral
and family during the emotionally and financially trying
times that accompany a death.
LPFCU also provides, at a reasonable cost, Member's
Choice™ Disability coverage. It pays your monthly loan
payment up to $600 ($30,000 maximum), if you are
temporarily disabled and can't work. Benefit payments
continue until you return to work, the loan is repaid,
or you reach the policy maximum. And this policy pays
from the first day of disability after waiting just 14
days. Coupled with Loan Protection, it's one of the most
comprehensive and reasonably priced payment protection
packages anywhere.
Lending Solutions
Our loans deliver a lot of value to our members: low
rates, generous terms, no hidden fees and no pre-payment
penalties.
New Auto, Boats, RVs Campers,
Motorcycles and ATVs
The maximum term of financing is 72 months. We finance
up to 100% of the selling price including tax, title and
license (On Approved Credit).
Used
Auto, Boats, RVs Campers, Motorcycles and
ATVs
The maximum term of financing is 60 months, depending
upon the amount financed and the age of the collateral.
Financing is based On Approved Credit and as follows:
Used Auto - up to 100% of the NADA W/S Value, including
tax, title and license.
Used Boat, Motor and Trailer - up to 100% of the NADA
Average W/S Value, including tax, title and license.
Used RV, Camper and Trailer - up to 100% of the NADA
Used W/S Value, including tax, title and license.
Used Motorcycle and ATV - up to 100% of the NADA Clean
Trade-In W/S Value, including tax, title and license.
Share Secured/Certificate
Use the money in your credit union Regular Share Account
or Term Share Certificate, excluding IRA savings
accounts or IRA certificates, as collateral without
affecting your dividend earnings. This is a great way to
pay less interest on your loan while maintaining the
balance in your account.
Personal
Furniture, appliances,
home improvement, and debt consolidation are just a few
reasons to obtain a personal loan with terms up to 48
months. Loan rates and terms are based On Approved
Credit.
Useful Links
The following web sites are external and located on another
server. LPFCU has no responsibility for any external web site. We
neither endorse the information, content, presentation, or accuracy nor
make any warranty, express or implied, regarding any external site.
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