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LPFCU Privacy Notice |
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Livingston Parish Federal
Credit Union is committed to meeting all your financial needs.
We are sometimes required to share information about you with others in order to
complete your transactions or to provide certain financial opportunities.
To protect your privacy, we limit the use of information we provide and
only share information with companies that agree to maintain your privacy. These
companies are also prohibited from sharing with other third parties the
information we give them.
Your financial privacy and
confidence are very important to every employee of Livingston Parish Federal
Credit Union.
As required by law, this notice explains how we collect, use and
safeguard your personal financial information. Although not required by law to
do so, we also give you an opportunity to let us know if you do not want
information about you shared with certain third parties.
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Information That We Collect and Disclose to Others
We
collect nonpublic, personal information about you from the following
sources:
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Information we receive from you on applications or other forms;
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Information about your transactions with us, our affiliates, or others; and
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Information we receive from a consumer reporting agency.
We may
disclose all of the information that we collect, as described above .
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Parties to Whom We Disclose the
Information
We may disclose nonpublic,
personal information about you to the following types of third parties:
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Financial services
providers such as those that provide mortgage, securities, credit card and
insurance services;
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Non-financial companies,
such as retailers, direct marketers, airlines, and publishers;
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Others, such as
non-profit organizations.
We may disclose all of
the information we collect, as described above, to companies that perform
marketing services on our behalf or to other financial institutions with whom we
have joint marketing agreements.
We may also disclose information about you under other circumstances, as
permitted or required by law.
If you decide to terminate
your membership with Livingston Parish Federal Credit Union or become an
inactive member, we will not share information we have collected about you,
except as may be permitted or required by law.
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How We Protect Your Information
We restrict access to
information about you to those employees who need to know that information to
provide products or services to you.
We maintain physical, electronic, and procedural safeguards that comply with
federal regulations to guard your information.
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How to Opt Out of Certain
Disclosures of Information About You
If you prefer that we not
disclose nonpublic, personal information about you to certain parties that are
not affiliated with Livingston Parish Federal Credit Union, you may “opt out” of
these disclosures.
That is, you may direct us not to make those disclosures.
This “opt out” will not apply to certain necessary disclosures that are
permitted by law (such as transaction processing), but will apply to
non-essential disclosures to other companies with which we have joint marketing
agreements (such as insurance and investment companies). If you wish to opt out
of these non-essential disclosures, you may :
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